Spreadsheet Ranger

What account do you have? I think you get between 3 - 5 free ones and then it goes to those pay as you transact rates.

I am hoping for whatever will make the below a reality.

@Hamster should know

Earlier I did a comprehensive comparison of all the banks. There is a poll too, please go vote there what bank you are using: https://platinumwealth.co.za/forum/Thread-SA-Banking-Fees-Compared Today I saw quite a few people standing at the ATMs in the mall and it made me thought about how many people still have not fully embraced internet banking and the cost savings that comes with it. So here is a thread where I compared the ATM fees of each major bank. ABSA Bank ATM Fees ABSA Bank Withdrawal Fees ABSA ATM: R6.50 Other Banks’ ATMs: R8,00 plus R0,70 per R100 or part thereof International ATMs: R40,00 plus R1,40 per R100 or part thereof. ABSA Bank Deposit Fees ABSA ATM: R4,00 plus R1,40 per R100 or part thereof. Full ABSA Table with additional accounts not listed here: https://www.absa.co.za/content/dam/south-africa/absa/pdf/pricing-brochure/2017-pricing.pdf FNB ATM Fees FNB Withdrawal Fees FNB ATM: R5 000 free per month, after that it’s R1.85 per R100 Other Banks’ ATMs: R8 + R1.85 per R100 International ATM (Additional 2.75% Commission and Conversion fee applies): R65 FNB Bank Deposit Fees FNB ATM: R45 + R5 per cheque Link to all FNB bank accounts (Finding the fees is a hassle, they have a k@k website) https://www.fnb.co.za/cheque-accounts/index.html Capitec Bank ATM Fees Capitec Bank Withdrawal Fees Capitec Bank ATM: R6.00 Other Banks’ ATMs: R8.50 International ATMs: R50.00 Capitec Bank Deposit Fees Capitec ATM: R0.90 per R100 Standard Bank ATM Fees Standard Bank Withdrawal Fees Standard Bank ATM: R1.60 per R100 Other Banks’ ATMs: R6.70 + R1.60 per R100 International ATMs: R50.00 Standard Bank Deposit Fees Standard Bank: R1.60 per R100 NedBank ATM Fees Nedbank Withdrawal Fees NedBank ATM: R6.50 Other Banks’ ATMs: R8,00 plus R0,70 per R100 or part thereof. International ATMs: R40,00 plus R1,40 per R100 or part thereof. Nedbank Deposit Fees NedBank: R4,00 plus R1,40 per R100 or part thereof. If you spot any mistakes please comment in the thread below and I will update it.

He said, “Bitcoin’s low of $1,800+ yesterday simply could not be maintained. In the long term Bitcoin moves above $500,000 within three years. Bets?” Shortly after making the comment, one of his followers responded, “So 1btc 500k $ within 3years?” McAfee’s response was memorable:

Chrome 100% tracks you, but we know this. It's like a liar, you know a liar is going to lie. Firefox on the other hand praise themselves as the honest guys the we don't track you the "are you tried of Google" and then boom they send all your info to Google anyway. With that said, chrome is dog slow.

#SquadGoals

Blasphemous!

So just to make sure, we that currently own the DBxWD in EasyEquities and the likes. What happens now in the next month or so when it changed to Itrix ETFs? Should we take action on our end or is this still the same ETF just with a different brand/name?

/uninstalls

I think SIA coin is the next big thing.

When someone says "so tell me a little bit about yourself". I suddenly forget who tf I am

I'm curious when you Uber, do you get in in the front or in the back of the car? Me, I gun for the back seat each time.

Same here between $9 and $13 per rig at the moment. I hope everyone sells so it can pick up.

What new documentaries is out lately? Is the Red Pill worth watching or just a bunch of garbage?

How's those profits looking @Nimz Things took a bit of a dip for the worst it seems.

I saw that newsletter as well. First thing I thought was LOL. Imagine Simon sees this.

Cape Town – Mercantile Bank has been taken to court over allegations it conspired with an alleged fraudster in illegal asset stripping worth hundreds of millions of rand. The bombshell litigation could not have come at a worse time, as the Portuguese-owned and South African-based bank is up for sale. Alert Steel is seeking damages of R351m caused by alleged "mastermind" Rayhaan Hassim, Mercantile Bank and West Lake Trade and Investments following what it believes was an illegal liquidation process in 2014. ArcelorMittal South Africa has joined Alert Steel as a second plaintiff in the matter. Alert Steel’s counsel, Wim Trengove SC and Emmanuel Limberis SC, filed papers in the Johannesburg high court on Friday and included the Master of the Court as a defendant, as the court finalised the liquidation. Portuguese bank Caixa Geral de Depósitos is in the process of selling Mercantile Bank, which has a balance sheet of R12.2bn and R2.2bn in capital. Mercantile Bank told Fin24 on Monday that it “intends to rigorously defend the matter” as it believes the case is “fraught with factual inaccuracies”. The alleged conspiracy Detailing the conspiracy, Trengove and Limberis explain how Hassim, Mercantile Bank and others “conspired to devise and implement a scheme, to transfer the plaintiff's business and all its assets to a new company held by Mr Hassim (West Lake); to pay the plaintiff's loan liability to Mercantile Bank in full; and to put the plaintiff in liquidation”. “The purpose of the scheme was to appropriate all the plaintiff's assets for the benefit of Mr Hassim and Mercantile Bank at the expense of the plaintiff's other creditors.” As part of the conspiracy, they accuse Mercantile Bank of sending a letter to the plaintiff dated May 9 2014, “by which it unlawfully purported to cancel their loan agreement and demanded that the plaintiff immediately repay the full outstanding balance of the loan in an amount of R104m”. The eventual sale of the liquidated assets to West Lake “was in fact only to the benefit of Mercantile Bank and highly prejudicial to all the plaintiff's other creditors”, explain Trengove and Limberis. After the sale, West Lake “acquired and continued to carry on the plaintiff's erstwhile business. The parties to the conspiracy thus realised its purposes,” the plaintiffs argue. They argue that the perfection agreement struck was a collusive transaction, transgressing the Insolvency Act. “The plaintiff entered into the perfection agreement in collusion with Mr Hassim and Mercantile Bank, before liquidation”, they argue. Alert Steel wants the perfection agreement set aside, and wants the court to order Hassim and Mercantile Bank to repay it R251m plus interest. Furthermore, Alert Steel – which is still alive as a firm – wants Mercantile Bank to forfeit its claim against Alert Steel and wants the bank to repay it R100m plus interest. Mercantile Bank responds Mercantile Bank CEO Karl Kumbier told Fin24 that it received the summons on Monday morning. “Bearing in mind the timing and that this matter is sub judice, we cannot respond in detail to the allegations contained in the summons save to state that the allegations of conspiracy are rejected with contempt and that the other claims have no basis in law. “We believe the summons is fraught with factual inaccuracies. “We can confirm that Mercantile lent Alert R104m in the normal course of business. As any prudent lender would have done, the bank was entitled, and within its rights, to call in that loan when Alert breached the terms and conditions attached to it. “That said, the bank worked with the business rescue practitioner for around two months to find a buyer for the whole or a part of the Alert business and, while a few well-known industry players showed interest, none proceeded with any offers to purchase the business or even part thereof. “When the bank was advised of Alert’s imminent liquidation, external legal advice was sought and we perfected our general notarial bond. On Alert’s liquidation, six liquidators were appointed. “The liquidators sourced the buyer after employing a sworn appraiser to value Alert’s assets (which were eventually sold at values in excess of those provided by the appraiser) and, on application by the liquidators, the Master of the High Court approved the sale of the assets. “The bank did not recover all the money that it was owed by Alert.”

Suspension request followed failure to secure JSE sponsor, company shed 71% of market value in 2017 alone. The Industrial Development Corporation (IDC), which converted R256m of the loan owed to it by Oakbay Resources & Energy into equity when the Gupta-owned company listed in November 2014, says Oakbay is delisting from the JSE, but it would ensure that the development finance institution’s rights are not prejudiced. The IDC converted interest on its loan to Oakbay into shares at R9 a share. Now those shares cannot be converted into cash, and with the share price at R5.80, the IDC will have to book a loss of about R90m. Oakbay, which earned Atul Gupta a spot on the 2016 Sunday Times Rich List with a paper fortune of R10.7bn based on the company’s market capitalisation, has applied for the voluntary suspension of trading in its shares from the JSE after failing to secure a sponsor. Source: businesslive.co.za