Investing in REIT’s or buy-to-let? When considering the virtues of buy-to-let as an investment, you may also want to consider the benefits of owning REIT’s as an alternative. What is a REIT? REIT’s, or Real Estate Investment Trusts, have been around for over fifty years, with the former president of the United States; Dwight D. […]
Category: Investing
The importance of a TFSA (Tax-Free Savings Account)
Every so often, the government gives you a tax break. It doesn’t happen very often, so it’s all the more reason to take advantage of it when it comes your way. As part of National Treasury’s goal to improve the poor savings culture in South Africa, they introduced a special savings product that is free […]
SARS’s stance on the tax treatment of cryptocurrencies
The South African Revenue Service (SARS) will continue to apply normal income tax rules to cryptocurrencies and will expect affected taxpayers to declare cryptocurrency gains or losses as part of their taxable income. The onus is on taxpayers to declare all cryptocurrency-related taxable income in the tax year in which it is received or accrued. […]
How to Invest: A Tutorial For Beginners
The only way to attain financial independence is by saving and investing for the long run. The goal is to put your money to work for you through a diversified collection of investment vehicles. Starting a successful investment journey and structuring a long-term plan requires that you should at least know the basics of investing so you […]
Capitec’s PEG
The badly researched report on Capitec by Viceroy has left the share trading at a significant discount. Following its immensely successful criticism of Steinhof, Viceroy’s report on Capitec was underwhelming, to say the least. Capitec’s CEO and many analysts have come out in strong support of the share – saying there is nothing wrong with […]
The Wall Street Correction
The correction which is taking place on Wall Street has now reached 10% – and it may go further. The JSE Overall index is down and will fall further to bring it into line with Wall Street. Other world markets are following suit. For the private investor, the key consideration is whether this is the […]
Viceroy and Capitec
The second Viceroy report on Capitec Bank may be a miscalculation. It is difficult to tell. On the face of it, there is nothing wrong with Capitec. It is extremely well-managed, strongly capitalised and has its parent company, PSG, and the South African Reserve Bank to support it. But can you be certain? The extraordinary […]
The Bigger Fool
On 18th December last year, we wrote an article about the acceleration of the S&P500 index called “The 3rd Acceleration”. In that article, we drew attention to the remarkable acceleration of the S&P500 index since the beginning of 2017 and especially since September 2017. We identified three trendlines, each one steeper than the previous one. […]
The Rand and Ramaphosa
In our previous article on Steinhof and EOH, we discussed the fact that private investors seldom have enough information to make investment decisions when events move quickly in the share market – as they did with Steinhof and EOH. We suggested that the answer to this dilemma was to watch the charts because those people […]
2018 Will Be Better
The year just past was full of uncertainties – an extremely difficult year for private investors to assess. In the background were the general recovery of the world economy and its impact on our commodity prices. In the foreground was the looming ANC Elective Conference and the nail-biting uncertainties of South African politics. The ANC […]