Time to choose a medical aid plan. So many options and they all look like legal pyramid schemes to me so I need some assistance.
What is the best medical aid to have for someone looking for the following:
I am in my 20s, very healthy and rarely go the doctor.
I have an emergency fund to cover for cough syrup if I ever need it.
I want to be covered for the dentist.
I want to be covered for the odd minus 6 percent possibility that I get run over by a truck and suddenly need a R180k operation to survive and my Capitec card gets declined because all the wealth is in crypto.
I currently have a gym contract with Zone Fitness costing me R199 p/m if that is relevant.
Also, can someone explain to me the difference between a medical savings plan and a medical income plan since I see those two being mentioned as well, but I am not so clued up?
I also heard the word "GAP", can someone also explain that to me?
All in all, I will appreciate all help.