Bandit

You'd be correct: https://builtwith.com/ethereum-wallet.net

CoreShares fixed their bug. I saw it per chance just now, they never bothered calling back. Anyway, new fees comparison: Invest: R1000 Total Cost CoreShares: R11.92 Total Cost EasyEquites: R3.14 Total Cost ABSA: R 35.01 Invest: R10,000 Total Cost CoreShares: R20.92 Total Cost EasyEquities: R31.28 Total Cost ABSA: R35.03 Invest R20,000 Total Cost CoreShares: R30.92 Total Cost EasyEquities: R62.54 Total Cost ABSA: R57.67 ABSA has limit orders though which means that if you are patient enough you could get a good deal by buying at a lower price than you would on EasyEquities or CoreShares.

The CoreShares platform seems ...buggy ...well at least wrt to the STRATE fees issue. What's worse is that the platform has been going for more than a month and they haven't picked it up yet (or their call enter staff is uninformed or something). That trade I placed on Wednesday still hasn't resulted in an actual trade. Now this is probably because of the way they're keeping costs down...but still. Their FAQ covers everything but not the stuff I want to know. It's difficult to get some of the info I want. So although I was optimistic at first, the luster has gone. The fact that I don't trust their technical ability (hard referesh the site after you logged in results in it asking you to login again for example) doesn't help at all. A good idea rushed maybe? I'll leave my R1000 there and see how it goes but ABSA is still the platform to beat imo. Sent from my HUAWEI VNS-L31 using Tapatalk

So there's an issue with the way they calculate STRATE fees. Said they'd get back to me but now we'll see. Still think ABSA is better (I've got their ETF Only account, waiting for TFSA transfers to be approved). 22% up - you lucky bastid. My TFSA took a knock and I've only recovered now Sent from my HUAWEI VNS-L31 using Tapatalk

Very well written pice by Warren Ingram (one of the few guys I "admire" in the financial world and you'd do yourself a favour buying his book) https://www.moneyweb.co.za/moneyweb-opinion/columnists/financial-pornography/

Listening to the emergency call: http://news.searchsa.co.za/news/henri-breda-emergency-call.html I'd lose my shiaat with that emergency operator!! How the bloody hell is he not screaming at this useless woman?

Invest: R1000 Total Cost CS: R6.00 Total Cost EE: R3.14 Invest: R10,000 Total Cost CS: R10.00 Total Cost EE: R31.28 Invest R20,000 Total Cost CS: R20.00 Total Cost EE: R62.54 *EasyMoney makes EE a bit cheaper than the above. But only if you have some. Sent from my HUAWEI VNS-L31 using Tapatalk

I did a quick one on MyBroadband but only for a lump sum of R20k. Very basic and maybe too simplistic, anyway: @ 7% pa growth, EE wins buy a couple of bucks @ 8% pa growth, they break even A more realistic example would be monthly investments and imo CoreShares transaction costs will save enough to offset the 0.3% pa charge. Sent from my HUAWEI VNS-L31 using Tapatalk

And after transferring funds/placing an order: "You have successfully placed an order for R1000.00 of CoreShares S&P500. Your dashboard will reflect this trade as pending until it is settled. The trade should be complete within 3 to 7 working days." So now we wait. So the one negative thing so far is that you have no (even less than on EE?) over the prices of your investments. For long term passive and consistent investing it could work, for a more active approach I'd still look at ABSA.

OK, I'll test it. Since Sign up and FICA took all of 30 minutes. You can choose lump sum or monthly debit order. Cost? Amount: R1000 Total costs for this transaction ? Brokerage: R1.00 STRATE: R5.00 VAT: R0.84 Estimated total fees for this investment: R6.00 Estimated total value of investment (less fees) R994.00 Trading Prices? ETFs are traded once a day, so the price at which you invest will differ slightly from day to day.

So: https://invest.coreshares.co.za/ 1) They've got the pie graph EasyEquities don't want to implement 2) Impressive costs 3) Only CoreShare ETFs No 3 is a bit of a problem, BUT considering I only need to replace my DBXWD and NFEMOM with a CoreShare "equivalent" (CSP500, CTOP50) it's actually something I'd consider. Not sure what the rest of your's portfolios look like, but most of my ETFs are theirs anyway. Who's gonna take it for spin and give us feedback?

S, if I buy hashing power does that mean I can mine bitcoins or whatever without doing anything on my machine? Do I still need a client or can I just log onto the site, buy $2000 worth of hashing and see bitcoins roll into my wallet?

...fsck I can't keep up. Can't you use a USD global account from FNB? No PayPal either Sent from my HUAWEI VNS-L31 using Tapatalk

https://mybroadband.co.za/vb/showthread.php/887556-Winter-is-coming-and-I-need-a-heater?p=19665430&viewfull=1#post19665430

Don't make me bring up the Starbucks hippie Instagram group selfie again!

Recently I had to say goodbye to my old convection heater - it had seen one too many winters - so I'm in the market for a new one. I'd like one with a timer to automagically switch on in the morning 10 or so minutes before we get out of bed or maybe one with a remote so I don't need to leave the warmth of my bed to switch it on (I don't want my tootsies getting cold alright!). The only ones I can find with the features (or close to) are these tower types: https://www.takealot.com/morphy-richards-black-ceramic-tower-heater-2000w/PLID32711157 https://www.takealot.com/russell-hobbs-ceramic-tower-heater-rhcth1/PLID38673142 Somehow though I doubt they'll be as effective as one of the oil fins: https://www.takealot.com/delonghi-oi...b/PLID20569041 Anybody got a recommendation for something else or opinion? Even better would be a unit that can also cool the air (my fan has seen one too many summers ) that is reliable. Note though - we live in a thatch roof so no open flames, gas heaters or any of those coiled heaters that turn red.

At that point I'll sell mine [emoji14] The "hype" could last quite a while/years still. But you yourself are advocating Ether instead of Bitcoins. Won't be long before the "next big one" becomes the talk of the town. Sent from my HUAWEI VNS-L31 using Tapatalk

This. Where is Luno for Ether

Lemme explain what you should do. Buy the bitcoins while the guys are still mining and wait for the hype to die down...and SELL! I just don't see how these cryptocurrencies are sustainable over the long term but we'll ride it out and see where it goes with my finger on the fire sale button just in case.

Lucky bastid! But you did it before the blogs thought it was cool

It's a generalised statement and not true for all properties (location, size etc. are all factors). Consider JHB North for example: Rent - You pay R8500 rent, water and lights bring it to R9000 pm. Buying - R1,100,000. Assuming 10% deposit and an interest rate at 10.5%, you'll dock up roughly R150,000 before you're first instalment (just to get started). Your bond pm is roughly R10,000, levies R2000, then comes insurance costs, utility bills, taxes, maintenance costs. You'll be paying R5-6000 pm more for the same place. The benefit of buying? Well it is an asset that appreciates, you have the security of not being homeless and you are "forced" to "invest" by paying off the house. You are paying a lot more for it over 20 years (it'll cost you roughly R2,500,000 in the end) but if you keep it long enough you'll make a profit provided the area doesn't go down the drain (Windsor in Randburg, Hillbrow was a great place in 1990...) The benefits of renting? You are mobile (can move very easily), your money isn't "stuck" in an asset, little to no worry should the place burn down and extra to invest every month. No - and this is important - if you are renting but not saving/investing the difference should you have bought it then you should buy. If you are the type of person struggling to manage your finances, prone to impulse buying and maybe financially clueless or ill-disciplined you should buy. Again, it is a much broader topic. Above is a very simplified example of why it is not a good idea and it is not true for all. Your age and risk appetite should also be factored in. Buy to let though - well when you look at the ROI from studies it would seem you are better off collecting interest in a 32-day notice account (again, if you are renting out a place in Cape Town CBD you're probably making a killing). Here is a calculator: http://www.rollingalpha.com/2016/09/27/rent-or-buy-the-calculator/

Ahhhh, cool. Thanks

And if my phone is stolen?

Who can explain this: Luno says 1 BTC = R24100, Google and some other sites are saying 1 btc = R22000