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Bitcoin Cards

marco79

By marco79
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BitcoinZAR Newbie

BitcoinZAR

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Does anyone here have a bitcoin debit card?

 

I have been looking at a few different cards. 

 

https://wirexapp.com/cards/  (This is the old E-Coin card)

 

https://xapo.com/card/

 

I think the conversion fees are a bit high. On average the conversion from USD to ZAR is 3% of purchase. I have seen a card with 1% fees but can't recall which card it was.

 

Yes, I have the coinsbank.com one, for about 2 years now, and the spectrocoin card. I think they are all issued from the same company, just rebranded.

 

Usually with a swipe in store, there is only the conversion fee, but from what I have found its pretty much spot on the USD exchange rate for bitcoin. I have used it to draw cash overseas when I was in Asia, didnt worry too much about the fees, but it is high to draw cash.

 

I like the coinsbank one becuase it is linked to a bitcoin wallet. So instead of funding the card with bitcoin, that is then converted to USD for the card, the balance stays as bitcoin, until the moment I swipe the card. I think the Wirex card and some of the other ones you login on the website or app and 'load' the card with bitcoin that is converted. I prefer to keep my balance as bitcoin and ride the price increases and decreases.

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