Bandit

Busy dosing off...well almost

Well,l the data was leaked, as you know so the first problem is why was it not secured (ID numbers, names, addresses, email addresses...). The second problem is why that data included details of minors? The only entity with such information is Home Affairs. Now if what some suggest is true - that Home Affairs share their data with credit bureau's for checks - then the question is why do they not share a subset of the relevant data with these companies? Why are they providing them with a dump of all the info including those of children....

Now why would a credit bureau or deeds office need information about minors?

Trade somebody for cash?

Not sure about the exact one but they mention the top 40. Given that it is liberty and their relationship with Stanlib/Standard Bank my guess would be STAN40.

Yeah, it comes down to taking loaned money and saving it, but since I'm using g my credit card for daily transactions and settling it every month it's more like banking the change of money I've got. Stash does this. Only problem is that it is a TFSA account it pushes the money to. If we can have something in between these two products we'll have a winner

So I mailed FNB (well, logged a "suggestion" from their site) asking if it is possible to implement something like this. Their response (from the credit card department): I'm inclined to reply with something along the lines of "Don't worry, I'll wait for Discovery Bank to do it first. #BringBackMichealJordaan".

/makes note

Seriously... The R640 examples, that's the interest/inflation rate and what you'll get with a 32 day account. You can beat it with a fixed deposit. Comparing income from interest with income from work (car wash machine) is silly. If sitting back and doing nothing paid more than doing actual work we'd all be rich and lazy. The people and/or companies you invest in use your money to make more money themselves (acquire more assets, expand etc) and as an incentive pays out the bare minimum they need to to keep you interested and pick them over somebody else. Dividend focussed ETFs: DIVTRX, STXDIV REIT focussed ETFs: PTXTEN, STPROP, PTXSPY, STXPRO They all pay out quarterly but not an optimum solution. There are also a ton of unit trusts you can look at. Again, I'm not sure if you are serious or just trolling.

So now ETH is forking? Geez... Anyway, not that I'm a crypto expert but I do know my software Basically a fork means there is a divergence in the source code of the coins. The original code base (Ether) moves on as is but Byzantium moves in a completely different direction. They are the same up to one point and that's where it stops. So if the fork happens at "change 3": Ether: change 1 ------> change 2 ------> change 3 ------> change 4 -----> change 5 Byzantium: \-----> change A -----> change B Hope that makes sense. In theory, you should have an equal amount of both coins after the fork and supply and demand or whatever will determine the value. Most likely one will fall and the other will maintain its value. That's my take on it anyway (the crypto part). The software part is literally the same as going to the github repo, clicking the fork button and doing your own thing from that point forward.

Not sure if serious...

So he is going on everywhere, somebody has a flag and you are here in his country. Sounds paranoid...

African Bank today only shares the name of the bank that went busy and nothing more. That's my understanding anyway, so probably no reason to not trust them.

Not the easiest thing. German and Afrikaans are similar in certain ways which helps, like: "Ich arbeite als Softwareentwickler" which easily translates to "Ek arbeit as 'n Sagtewareontwikkelaar", arbeit being another word for "werk" But then there are german words like "wie" which translates to the Afrikaans "hoe" instead of the Afrikaans word "wie". German: "wie" = how? Afrikaans: "wie" = who? That shiaat just f**** me over

Depending on the dungeon and how adventurous you are, that could be a good thing...

Some, tomorrow will be the third class so still a long way to go. But I know enough to say "Ich babe eine verrückte Frau" and the Frau in question knows enough to respond "in kind"

German classes I have no weekends till early December

My theory is that African Bank needs customers and to somehow overcome the "bad name" they've got. Would be interesting to see how long they keep those high interest rates for.

Thank you, Mr. Ranger

Well, it definitely seems cheaper (a couple o R100 bucks) than Discovery. Medical aid is all jargon to me, but after you've picked your plan (and the "word on the street" is that a hospital plan is enough) you should look at gap cover: http://www.sirago.co.za/ <- I use that https://stratumbenefits.co.za/ <- looked at that but since I'm already a Sirago client there's no point in moving There is some info here https://www.medicalaid-quotes.co.za/gap-cover but you should DEFINITELY look here: http://wellspent.co.za/resources/gap-cover/

They've always paid out when I needed to claim and accepted virtually everywhere. Most expensive? Probably... but I'd rather not mess around when it comes to medical aid.

Oh, I saw your docs from August. If you have the means to pay for day to day medication and doctors' visits yourself, don't bother with a medical aid savings account. They have rules as to how much you can spend regardless of the balance. The Discovery Saver is just the Discovery Core plan with the savings account attached. In my opinion, take the difference and save it yourself.

Dunno Genesis, bit you can't go that wrong with Discovery Core and gap cover. Discovery now offers gap cover too but I'm sticking with Sirago. Not sure how I feel about getting gap cover from the company that didn't fully cover me in the first place. Somehow it feels like you're making it easier for them to find a reason not to pay [emoji14]

Could be an interesting exercise. But let's assume Standard Bank has an account that gives slightly better interest rates than FNB. I'm already an FNB client though and pay a monthly fee for the "privilege" of being their client. So if I want to take advantage of the better interest rate at Standard Bank I'll need to pay monthly fees withthemas well. So unless the better intrest rate offsets the mo they account fees you're doing nothing but complicating your financial life and pitentially losing money doing it.

Problem with EasyEquities' offshore platform is that you still have the cost of SWIFT payments. You need large amounts at a time to make it worth your while. My opinion anyway.