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Now, if FNB doesn't penalise me via my home loan interest rate for moving my salary deposit to another bank and Discovery doesn't get weird with Vitality requiring a blood test to get a better interest rate, then I might move banks after being with FNB for years. But we'll wait and see...

My money is on this guy.

Here is the catalog for Game Black Friday 2018 Download link: https://ufile.io/cxj3o (It's just hosted there nothing fishy.) Alternative link https://1drv.ms/b/s!AvGRxgH2pFhyx0_BuRVUahNd0Isb (Microsoft OneDrive)

Will it be listed separately or does it fall under DSY?

I agree on the fee issue, but what is a much bigger problem for me is the fact that when we pay someone money via EFT that money leaves my bank account and only reflects in a day or two with the recipient. Banks earn interest on these "overnight transfers" there is no reason for them to do so. In fact the SARB can and do settle all money transfers on a RTGS basis Real Time Gross Settlement , regardless of size of transfer. Which means that we can have our cash paid instantaneously....but nooooo the banks want to hold to earn the interest. They make money despite themselves !

My bad for missing this post. My portfolio has been in bear market territory for a year or 2..tragic.

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