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ASHGEQ or STXWDM - 65% SMART or CTOP50 - 35% That's if I had to have local exposure. Else I would just go 100% ASHGEQ. That's very simple.

If I had to do a simple long term low-maintenance portfolio for my child, I'd probably do: Local (40%): 20% STX40 20% SMART Offshore: (40%) 40% ASHGEQ Property: (20%) PTXTEN 20%

Hi Guys and Girls : question 1) your opinion on best all round ETF combination for your child’s minor East equities account? Example mix of offshore / local and property maybe? I want to keep it simple and long term strategy. I have just opened account for my son and Daughter . Question 2) For Tax Free easy Equities account . How would you split it % local vs offshore vs Property? Which ETFs would you choose . Bare in mind I have an existing RA with 70/30 split anyway local vs offshore ? Any feedback or opinions will be greatly appreciated . Thanks in advance .