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I did some digging and compared the banking fees of the 5 major South African banks. Feel free to discuss the different bank accounts and make suggestions if you want me to dig deeper at additional information you want to view. Keep in mind that the banks especially FNB has some of the most ridiculous UI and navigation getting to the fees and caveats of each account takes like 5 clicks viewing pages upon pages. I added additional links for each account that goes to the full breakdown of each account. There are a lot of hidden charges so please use the links posted with each bank account to investigate further. Below follows the different bank accounts from Capitec, FNB, Standard Bank, ABSA, and Nedbank and their associated fees: FNB Bank Account Fees: FNB Easy Account - R4.95 per month https://www.fnb.co.za/downloads/pricing-guide/products/Easy_Account_Pricing_Guide_2016-17.pdf FNB Gold cheque account - R100 per month https://www.fnb.co.za/downloads/pricing-guide/products/FNB_PricingGuide_GoldChequeAndCC.pdf FNB Premier Cheque Account - R199 per month https://www.fnb.co.za/downloads/pricing-guide/products/FNB_PricingGuide_PremierChequeAndCC.pdf FNB Private Clients Cheque Account - R285 per month https://www.fnb.co.za/downloads/pricing-guide/Private-Clients-Pricing-guide.pdf FNB Private Wealth Cheque Account - R419.00 per month https://www.fnb.co.za/downloads/pricing-guide/Private-Wealth-Pricing-guide.pdf For Seniors: FNB Encore Gold Cheque Account - R65 per month https://www.fnb.co.za/downloads/pricing-guide/products/FNB_PricingGuide_EncoreGoldAccount.pdf FNB Premier Select for retirees - As a retiree you could pay no monthly cheque account fees if you keep a minimum of R15 000 in any Savings and Cash Investment account and R10 000 in a Premier Select Cheque Account. Plus you can save on your monthly credit card fees and we will match your credit card interest rate. ABSA Bank Account Fees: ABSA Gold Account - R98 per month Minimum income of R10 000 per month https://www.absa.co.za/personal/bank/an-account/gold-account/ ABSA Platinum Account - R159 per month Minimum income of R25 000 per month. https://www.absa.co.za/personal/bank/an-account/platinum-account/ ABSA Islamic Flexi Value Bundle - R55 per month Minimum income between R3 000 and R9 999 per month https://www.absa.co.za/personal/bank/islamic-banking/islamic-flexi-value-bundle/ ABSA Islamic Gold Value Bundle - R98 per month Minimum income of R10 000 per month https://www.absa.co.za/personal/bank/islamic-banking/islamic-gold-value-bundle/ ABSA Islamic Platinum Value Bundle - R149 per month Minimum income of R25 000 per month https://www.absa.co.za/personal/bank/islamic-banking/islamic-platinum-value-bundle/ ABSA Islamic Youth account - Free Younger than 19 years of age An annual profit share calculated at Absa’s financial year-end (31 December) and paid into your account on 25 January of the following year https://www.absa.co.za/personal/bank/islamic-banking/islamic-youth-account/ ABSA Private Banking Account (Exceller Package) - R399 per month Minimum income of R62 500 per month. https://www.absa.co.za/private-banking/exceller-package/ ABSA Private Banking Account (Marhaba Package) - R335 per month Minimum income of R62 500 per month. https://www.absa.co.za/private-banking/marhaba-package/ ABSA MegaU Account - Free Younger than 19 years of age https://www.absa.co.za/personal/bank/youth-student-banking/megau-account/ ABSA Student Silver - R22.50 per month 18 - 27 years old and must be a full-time student studying towards an undergraduate or postgraduate degree or qualification of one year or more. https://www.absa.co.za/personal/bank/youth-student-banking/student-account/ ABSA Islamic Youth - Free Younger than 19 years of age https://www.absa.co.za/personal/bank/islamic-banking/islamic-youth-account/ ABSA Transact Account - R4.95 per month Unemployed or earn less than R2 000 per month https://www.absa.co.za/personal/bank/an-account/transact-account/ ABSA Flexi Account - R16 per month Minimum income of R2 000 per month https://www.absa.co.za/personal/bank/an-account/flexi-account/ ABSA Flexi Bundle - R55 per month Minimum income of R3 000 per month https://www.absa.co.za/personal/bank/an-account/flexi-value-bundle-account/ For Seniors: Absa Prosperity Account - R42 per month 55 years or older https://www.absa.co.za/personal/bank/an-account/prosperity-cheque-account/ Additional ABSA banking fees and ABSA transaction fees: https://www.absa.co.za/content/dam/south-africa/absa/pdf/pricing-brochure/2017-privatebank-pricing.pdf https://www.absa.co.za/content/dam/south-africa/absa/pdf/pricing-brochure/2017-pricing.pdf Standard Bank Banking Fees: Standard Bank Access Account - R4.99 per month You are 16 years of age or older http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Access-Account http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/AccessAccount_Pricing.pdf Standard Bank Elite Banking - R100 per month Minimum gross monthly income of R 5 000 http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Elite-Banking http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Elite_Banking_Pricing.pdf Standard Bank Prestige Banking - R190 per month Minimum gross monthly income of R 25 000 or more http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Prestige-Banking http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Prestige_Banking_Pricing.pdf Standard Bank Private Banking - R325 per month Minimum gross monthly income of R 58 000 or more or have net investible assets of R 3m or more http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Private-Banking http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Private_Banking_Pricing.pdf Standard Bank Private Banking Signature - R425 per month Earn R 92 000 or more per month (R 1.1 million or more per annum). http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Private-Banking-Signature http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Private_Banking_Signature_Pricing.pdf Standard Bank (sum)1 Account - Free Designed for children and young achievers under 16, (sum)1 is a safe, easy and educational introduction to banking. Open a (sum)1 account for your child to unlock the Kidz Banking app experience. http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/(sum)1 http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Sum1_Pricing.pdf Standard Bank Student Achiever Account - R4.99 per month Between 16 and 23 years of age http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Student-Achiever http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Student_Achiever_Pricing.pdf Standard Bank Professional Banking Account - R199 per month Between 18 and 30 years of age http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Professional-Banking http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Professional_Banking_Pricing.pdf For Seniors: Standard Bank Consolidator Current Account - R45 per month You are over 55 years old AND You have a gross monthly income of R 8 000 or more http://www.standardbank.co.za/standardbank/Personal/Banking/Current-accounts/Consolidator-Current-Account http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Consolidator_Pricing.pdf Credit Cards: Standard Bank Platinum Credit Card - R65 per month Earn a monthly income of R 58 000 or more https://www.standardbank.co.za/standardbank/Personal/Banking/Credit-cards/Card-types/Platinum-credit-card http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Credit_Card_Pricing.pdf Standard Bank Titanium Credit Card - R55 per month Earn a monthly income of R 25 000 or more https://www.standardbank.co.za/standardbank/Personal/Banking/Credit-cards/Card-types/Titanium-credit-card http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Credit_Card_Pricing.pdf Standard Bank World Citizen Credit Card - R225 per month Earn a monthly income of R 25 000 or more https://www.standardbank.co.za/standardbank/Personal/Banking/Credit-cards/Card-types/World-Citizen-Credit-Card http://www.standardbank.co.za/standimg//South%20Africa/PDF/Pricing%202017/Credit_Card_Pricing.pdf Standard Bank Gold Credit Card - R45 per month Earn a monthly income of R 5 000 or more https://www.standardbank.co.za/standardbank/Personal/Banking/Credit-cards/Card-types/Gold-credit-card http://www.standardbank.co.za/standimg/South%20Africa/PDF/Pricing%202017/Credit_Card_Pricing.pdf Nedbank Banking Fees: Nedbank Pay-as-you-use Account - R5 per month Individuals over the age of 16 years. https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/accounts/Pa-as-you-use.html http://fees.nedbank.co.za/nedbank/applications/nedbank/sections/pricing-guide-2017/templates/pdf/NedbankPAYUCharges2017.pdf Nedbank Savvy Bundle Account - R180 per month Minimum income of R3 000 per month https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/accounts/savvy-bundle.html http://fees.nedbank.co.za/nedbank/applications/nedbank/sections/pricing-guide-2017/templates/pdf/NedbankSavvyBundleCharges2017.pdf Nedbank Savvy Plus Account - R100 per month Minimum income of R3 000 per month https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/accounts/savvy-plus.html http://fees.nedbank.co.za/nedbank/applications/nedbank/sections/pricing-guide-2017/templates/pdf/NedbankSavvyPlusAccountCharges2017.pdf Nedbank Professional Banking - R299 per month http://fees.nedbank.co.za/pricing-guide-2017/professional-banking/professional-banking-bundle-3 http://fees.nedbank.co.za/nedbank/action/media/downloadFile?media_fileid=9357 Nedbank Professional Banking (Young Professionals) - R149 per month Under 30 years old and hold a 4 year qualification. https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/professional-banking/young-professionals.html http://fees.nedbank.co.za/pricing-guide-2017/professional-banking/young-professional-banking-bundle-3 http://fees.nedbank.co.za/nedbank/action/media/downloadFile?media_fileid=9357 Nedbank Professional Banking Pay-as-you-use - R105 per month http://fees.nedbank.co.za/pricing-guide-2017/professional-banking/professional-banking-payasyouuse-2 http://fees.nedbank.co.za/nedbank/action/media/downloadFile?media_fileid=9357 Nedbank Private Wealth (Gold Package) - R84 per month Minimum income of R1,5 million per year and/or investable assets greater than R5 million (excluding primary residence). https://www.nedbankprivatewealth.co.za/south-africa/private-banking https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/nedbank-private-wealth.html Nedbank Private Wealth (Pay as you use) - R105 per month Minimum income of R1,5 million per year and/or investable assets greater than R5 million (excluding primary residence). https://www.nedbankprivatewealth.co.za/south-africa/private-banking https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/nedbank-private-wealth.html Nedbank Private Wealth (Platinum Package) - R363 per month Minimum income of R1,5 million per year and/or investable assets greater than R5 million (excluding primary residence). https://www.nedbankprivatewealth.co.za/south-africa/private-banking https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/nedbank-private-wealth.html https://www.nedbankprivatewealth.co.za/nedbank_wealth/action/media/downloadFile?media_fileid=5204 https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/bank/professional-banking.html http://fees.nedbank.co.za/pricing-guide-2017/everyday-banking Capitec Bank Account Fees: Capitec Bank Account (Global One) - R5.50 per month Interest 5.35% - 5.90% per year https://www.capitecbank.co.za/global-one/transact/fees