Hard to make a real mistake with ETFs unless you buy into niche ETFs...or resources [emoji14]
Personally, apart from NEP I only use ETFs.
If you had the following:
...you would have a very diverse portfolio which is very protected from one share getting too high a weighting (think Naspers and SAB which make up 40% if STXIND alone).
You have to remember that this is a long term game. Make a loss over a year means nothing in the long run.
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