HI ,
Hypothetical question.
Is there a better scenario or is the following the same.
You have an RA for lets say R500 a month with a SP where the annual fee's are lets say 1%.
You want to now increase your monthly contribution.
Do you add R500 to the existing RA thus having R1000 p/m @ 1% fee's
or start a new RA with another SP that has fee's of 0.7% per year?
I guess the answer lies within the performance of the RA?
Opinions?