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Auto funding your Luno account

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The way I understand it, you can technically setup a debit order on your side to pay X amount of Rand into Luno's bank account with your customer number as reference, and it will be credited to your account....BUT, as far as I know thats not exactly kosher with either sars, or laws or something like that, which is why I think exchanges want you to first say how much you want to deposit, and then they generate an invoice of sorts that can be linked to your payment....I am not 100% sure, but thats the only reason why I can figure both Luno and Ice Cubed added that step to their deposit processes.

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