Jump to content
Sign in to follow this  
Taurus1

RA vs SA ETF's

Recommended Posts

44% of my monthly investments goes into RA’s and 56% into ETF's.

 

Major portion of all RA’s are invested in the SA stock market.  In in my local ETF portfolio I have monthly investments in Satrix Quality SA (2000.00), Coreshares SA Property Income (1500.00) and a TFSA in Satrix Divi Plus (1375.00).

 

As RA’s are heavily invested in SA, should I terminate my monthly investments in all SA ETF’s and increase my contributions to Satrix MSCI World and Coreshares Global DivTrax.

Share this post


Link to post
Share on other sites

That is what I am currently doing. I am slowly reducing my Unit Trusts portfolio (mainly SA) and moving the funds into the 2 ETF's you mention : MSCI and Glodiv

Share this post


Link to post
Share on other sites
On 2/6/2020 at 1:28 PM, VINNIE said:

That is what I am currently doing. I am slowly reducing my Unit Trusts portfolio (mainly SA) and moving the funds into the 2 ETF's you mention : MSCI and Glodiv

I eventually spoke to a Financial Adviser who agreed with my strategy to diversify offshore.

  • Like 1

Share this post


Link to post
Share on other sites

So an update - when the markets started crashing again I cashed out everything I could (TFSA, other ETF portfolios etc). It may not be the smartest move but given that I don't do this professionally, don't watch the markets all day, use 15 min delayed pricing and have the exact opposite type of people also trying to take my money I thought it best. Let stuff settle and then we'll get back in even if it means losing out a bit.

 

What I could not do anything about is my RA. Luckily I cashed out my pension recently when I changed jobs, but to tell Allan Gray to convert my entire RA to cash would probably mean filling out a form, emailing it, make a follow up telephone call etc. if it is even an option.

 

Net result - my RA is down 16%. It is a lost cause, by far the worst investment I ever made and I'm sitting here wondering if it is even worth it to continue with it. I'm confident I can make up 16% by myself when the time is right using offshore bonds, ETFs etc. but to get an RA with 70% SA shares to to recover by 16% - sounds like a long drawn out and "be patient" affair.


IQ Test

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Restore formatting

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

×
×
  • Create New...