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The Local Tourist

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About The Local Tourist

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  1. The Local Tourist

    Hello everyone

  2. The Local Tourist

    Personal Expense Trimming

    My mobile is through my business so that is not a problem. I think we will get to a stage where everything moves over to data so you won't have a need for airtime, looks like this new Rain offering might be pretty decent, maybe have a look at their data prices. Medical aid and other types of insurance is a tough one because it's something I think everyone hates paying but you can't really go without it. The trick is probably a balance, what you really need and can afford should be all that you have. There is no need to sign up to every second policy like for example having life insurance worth 10 bar if you only need cover for 2 bar. Still sucks paying it though.
  3. The Local Tourist

    Personal Expense Trimming

    I don't owe anything on my car and not planning on getting anything new now, have three years left on my wife's car but it's s small car and the installments aren't that high. Will phone around to the other banks to see if they can offer something worth moving for.
  4. The Local Tourist

    Personal Expense Trimming

    Hey all, So over the last couple of months I have been looking at small ways to decrease my monthly expenses. At this point in time all of my extra money is going into my bond with the aim to pay off my house over the next three years if all goes well, if I can manage that my bond will have gone from 100 to zero in just 6 years! For those who have bonds, what are your interest rates if I may ask? My bond is with ABSA and is currently sitting at 10.6%. My next stage of savings is trying to see if I can get this reduced by at least 0.5%. Second to this I am looking at changing the banking plan that I am on and it looks like this can save me a further R150 per month without taking away any of the facilities I am currently using. -EH
  5. The Local Tourist

    Netflix vs DSTV (Pricing)

    Does anyone think there will be tariffs on Netflix in future? I found it funny that a massive corporation (aka monopoly) is asking the government for help but I guess that is what happens when you have no competition, you end up having no creativity.
  6. The Local Tourist

    Women pay more for cosmetics and clothing than men

    Shops are a bunch of crooks in my opinion and I don't think the system is regulated in any way. The worst thing is how easily they hand out credit and normally to those who cannot afford it, I think the majority of people will pay debts for their entire lives. One can probably argue that people should know better but in some instances the system should not make it this easy.
  7. The Local Tourist

    JSE Stock picks for 2018

    Every bit of the economy struggles but people will keep drinking...
  8. The Local Tourist

    Dischem share price

    I also have Dischem, bought at R22.60. Was close to 60% green in December 2017, now sitting around 19% odd. I do have some reserve funds in my account, if it goes to below 10% again I will buy some more. I have the same feeling, aiming for the Clicks return in the long run.
  9. The Local Tourist

    Anyone investing in Stadio?

    I'm -38%, don't have a lot invested but I would prefer to see green. It's a longterm hold for me anyway though.
  10. The Local Tourist

    Napkin Finance

    Awesome site, thanks for the share.
  11. The Local Tourist

    Easy Equities Fees

    There are some changes to the USD side of EE: https://support.easyequities.co.za/support/solutions/articles/13000049728-how-does-the-easyequities-currency-transfer-solution-work-?utm_campaign=US%20Transfers&utm_source=hs_email&utm_medium=email&utm_content=63397918&_hsenc=p2ANqtz--OM1vzwqEz4ztce3-O-Hx_vkn8ytXF0V7rBpf-KUnEvzmrM2ce_HV2ntMbBF2Y9ZgEAQxYDjFrhb7BQTGnULqnN9ty7g&_hsmi=63397918
  12. The Local Tourist

    Anyone investing in Stadio?

    Share your notes with us afterwards, I won't be going.
  13. The Local Tourist

    ZarX Stock Exchange

    I'm sure I read somewhere that Sanlam was planning a dual listing. Will do some googling to see if I can find the article.
  14. The Local Tourist

    New to the world of investing

    Do a lot of reading, there is a massive amount of information out there. My best tip will probably be to look at cost, what are the fees associated with the platform you are using. I'm not saying always go for the cheapest option, but saving 1% on fees over a 20-30 year period can have a big impact.
  15. The Local Tourist

    What are you eating?

    Are you also on a bacon diet?