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Everything posted by padjakkels

  1. I disagree on the statement 'don't buy a house'. Why should you pay rent to someone else where you could have paid your own property, which increases in value every year? You might not reap the growth in it, but your children might one day.
  2. I did a google search of where you can spend you bitcoins: http://bitcoinhub.co.za/sites-that-accept-bitcoin-payments-in-south-africa/ https://www.payfast.co.za/2015/06/05/10-awesome-places-to-spend-bitcoin-in-south-africa/ https://www.luno.com/blog/en/post/south-africa-pay-with-bitcoin Please note that some of the articles area bit old, and caution must be used whentrading with unknown websites.
  3. padjakkels


    Hey, welcome!
  4. Website: www.ice3x.com Deposit Fees: Free Withdraw ZAR: R10 Withdraw bitcoin / litecoin: Free Trading fees: 1% of trade value for individuals, 0.8% for traders Know Your Customer: FICA, Proof of ID / residence Security: 2 Factor Authentication (Google Authenticator), Secure digital certificate Developer API: Yes Website: www.luno.com Deposit Fees: Free Withdraw ZAR: R8.50 Withdraw bitcoin: Free Trading fees: Either 1% or 0% will be charged depending on whether you are taking or providing liquidity. Limit orders that rest in the order book won’t incur any fees when
  5. Hey, welcome. Think we all are here to learn!
  6. Welcome! Sent from my SM-A700F using the Platinum Wealth mobile app
  7. Have you compared it to other bitcoin trade websites? What are their fees?
  8. I've been using Luno.com (previously Bitx) for more than a year now... Can't complain about everything. And it is easy with their app also to stay up to date with the current price. If you go to their website, you can see their fees: https://www.luno.com/en/countries - which I think is reasonable.
  9. Used to live in Klerksdorp... I do not miss the tremors. In the past 14 years in Colesberg we felt 2 tremors, small ones, and then the locals freak out.
  10. padjakkels


    Welcome Pierre... would you mind telling us more about the disciplines and habits you adopted? Thanks!
  11. Good idea to pay off ALL debt. It will be like a new start for you guys. Just remember that most investments, eg. stock, are long term investments, meaning 3+ years. If you lucky, you will make money in the 2 years, but it is not a given. The more conservative you invest, the more likely you will make money, but at a lower rate. Remember that the money you put into your TFSA is good, but if you take it out, you can't top up the TFSA again to your max of R500k. Remember to close all your accounts that you paid off...so that the invitation it not there anymore to make debt again.
  12. Your TFSA questions answered by EasyEquities.
  13. Budget 2017: Nasty surprises still coming on the tax front Tax increases of R28 billion were announced in the 2017 Budget speech by the Minister of Finance, Pravin Gordhan, on Wednesday, 22 February 2017. While these are the tax increases that will take effect within this year’s legislative cycle, the Budget Review 2017 highlights a few further tax increases that will still be implemented at a later stage, some of which are “nasty surprises”. This includes a host of “other” tax types, implemented in relation to specific areas of social concern. Sugar tax The tax on su
  14. Would you invest in these shares? I really can't find anything relating to the past value of the shares... if it performs or if there will be dividends.... https://www.resbank.co.za/Lists/News%20and%20Publications/Attachments/7502/Declaration%20of%20Interim%20Dividend%202016.pdf Only found the above... says 5% dividend was paid.
  15. Pretoria – South African Reserve Bank (SARB) governor Lesetja Kganyago has announced that 149 200 of the bank’s shares are available for the public to purchase. This follows a high court order last year that existing shareholders with more than the statutory limit of 10 000 shares had to dispose of the excess shares. Since its establishment in 1921, the Reserve Bank has always had private shareholders. Today it has over 660 shareholders and its shares are traded on an over-the-counter share transfer facility (OTCSTF) market that is coordinated within the Reserve Bank, according to a
  16. I love telegram more and more! Just wish everyone can start using it!
  17. Any one want more information perhaps? I can try to explain more easily for you.
  18. >>>An increase in VAT is a tax that affects all classes of consumers, which is why Treasury would probably encounter pushback if they plan on increasing it, Troost pointed out. #downwithVATincrease How many votes will ANC loose if they raise the VAT...just wondering...
  19. They should also be investigated for price fixing: bank charges. Capitec is now the 3rd biggest retail bank in SA, they have more clients than FNB and Nedbank. And Capitec clients pay an average bank charge fee of R50 per month...
  20. Thanks everyone! I will start preparing the will and estate planning.
  21. Here is the costs that we had to pay to buy a R37,000 plot:
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