Spreadsheet Ranger

Holy smokes! I did not know that! (Granted I never looked) Omg! Life changed forever! Both my ROC and NEP is in the green so I will sell them tomorrow and lumpsum it into PTXTEN! I wish one could transfer funds internally from your main account into the TFSA on EasyEquities that would have been amazing.

I am going to focus on mine this year, from this month onwards. Damn you MTN, Taste, KAP, Sygnia and Santova. With that said I see Simon Brown hinting a lot in his webinars for the TFSA that may increase close to R100K from R30K and that they might be accepting regulation 28 unit trusts and certain single shares.

I think 45% property is way too much and would push it to more than 15% at our age. With that said, some reckon it is a good start to just go full R30k PTXTEN in your TFIA because of the dividend tax you'll save in the long run (which you'll need to reinvest for growth). I went DIVTRX for similar reasons but only R20k. Very interesting, so more in the area of 5% ROC, 5% NEP and 5% PTXTEN? I like ROC for that "global" part, incase there is a property crash in one country like SA then I assume ROC can offset it with their "global" footprint. -> http://www.rockcastleglobalre.mu/ There "about" sections and everything looks very... "Stable 'guaranteed' Growth" like. As for TAX Free Savings Account. I need to focus on that thing this year. I started late, that is a blatant lie, I haven'tent started yet. Everytime I want to I end up flocking to single shares like a amatuer. That will be a big focus for me to get the TFSA up and going this year.

Ever considered PTXTEN? I did. I did, I'm still. I think I just didn't get it since I don't fathom the property market yet, not sure what to look for etc. However I think I want to push my portfolio to be 45% property ie 15% ROC, 15% NEP and 15% PTXTEN Am I silly? Or can that work? On a side note, I never new you can buy the actual JSE:JSE -> How does that work, what is their business model how do I justify this stock since I am concidering it...

True. I am saving up now. I am still very undecided between JSE:NEP and JSE:ROC deep inside I feel ROC will be the better choice since it's global and NEP is just malls. Then at the same time whilst I am dumping equal amounts into the above I am now faced with Taste Holdings, Do I increase my exposure by withholding money from NEP and ROC and lump sum them into taste? I can't imagine Taste holdings dying not with everything they have going on now, but I am not sure will the upturn take 2 years, 3,4,6 years? Do I want to be tied down for that long with significant exposure to them I don't know anymore and also I honestly thought 240 cents will be the bottom out for this company and now I am just totally lost as I did not see them dropping 43% in 12 months. Which creates a real conflicting feeling me; on the one side I think, damn lets get the hell out of this it's a free fall the company is done red lights everywhere and on the other side of me I see a Company with good management, good plans and proper expansion trading at a 43% discount...

I did not expect Taste to fall below 240 cents to be honest. This is a long term investment so I guess buy another lump sum in them now to lower my average might be a good idea however, the fact that the price dropped this far frightens me a little bit, I understand they are using their funds to restructure their entire business, but it looks like the market does not share the optimism and is selling...?

Technically all we need is a bank account that can accept payments and EFT out. With Capitec the lines are a bit blurry since this to me is not a "business" account. I do understand the multiple signatories and all that, but cost effective seems standdard bank is the only option, but there interest rates are so low.

Markets is looking alright today. Even MTN is up.

Ahh, I see. I was not aware. I hope one can. Otherwise, open up a capitec account

I feel confident I am so excited. As for your question regarding transferred to where. This will surely be discussed Sunday however I assume this will be for example EasyEquities or PSG or Investec or a combination depending on where and how we would like to invest.

Hopefully there people read this thread and can give some insight.

I hope they would be able to accommodate that.

I am now talking to their facebook people. Hopefully they can shed some light or give me the contact details of someone who can. We need to becareful of this, as much as I am for it, whats the implications of the bank monitoring this activity and then closing our account? or penalizing us for it? Fully agree, thus will run this by Nedbank first, before we go down this route.

Lets put a date together: How does Saturday night the 11th sound? Otherwise a Sunday afternoon meeting? We need to do the meeting before the 15th or move the 15th which I don't think we should do?

I have been on the fence for so long about doing the top 40 thing, I guess in the long run the top40 should perform steadily. Is there a ETF that tracks the ALL share index?

We should also discuss smaller nuances like maximum ownership. Out of experience I know some members might feel they want to contribute more than the minimum amount which I feel they should be able to in essence, Members are welcome to invest as much as they like so long as it doesn’t exceed 30% of the club’s total valuation. Just an example something like that should only be allowed after a member has been a member for six months minimum in order to qualify to override the minimum if they so feel. Which if there capital account reached 30% they would be ask to make lesser contributions until the club catches up and there capital account is no longer 30% of the total valuation.

I see JSE:NEP is up ( they had a sense: http://66.8.16.130/SENS_20160606_S372577.pdf ) Now I just wish Taste holdings would start to climb. They are probably a very attractive long term buy at the moment.

http://www.platinumwealth.co.za/forum/showthread.php?tid=25&pid=117#pid117 ? Don't be rash. Why sell? Just buy others instead of DBXWD instead?! I like the JSE:CTOP50 idea so basically the top 40 plus a few mid caps?

I think I need to specify, I am not referring to the whole video, just the first part of how interest work and banks lending money it doesnt physically have.

I watched this video and what he says sounds possible and true, but in reality I am not so sure? If it is true then the world financial system seems to be a massive risk to collapse at a moments notice. Here is the video: [video=youtube]

No worries, all sorted now My laptop screen was tilted in such a way that I couldn't see the line in-between the "quoted area" and where I start writing my reply, if that makes any sense. Still a un-user friendly use of the qoute button regardless

Well holy damn! Then I need to sell ASAP. 60% of my portfolio is DBxWD and DbxJP What good local ETFs are there to invest in? I do own Satrix Indi since that is the only one that looks like it has a good future ahead.

I can't believe the JSE looks so red today, I was seriously thinking the downgrade averted news was a good thing, or is the markets now anticipating a downgrade from fitch on the 8th?

Eish. so the DBX are connected to the rand? Like if we recover to R11/12 does that mean my DBX's will all be poof vanished in the air?

Eish all my DBx Trackers have done pretty bad the last 9 days.