by YoungInvestor at 10 hours ago
Anyone else invested in Adapt IT. Listened to a podcast by Simon Brown, and after doing some research decided to buy in today @ 790c.

How does everyone else feel about them?
by Ddup at 11 hours ago
Hi everyone!

I'm new the forum and this is my first post... a cry for help!

I recently started experimenting with Bitcoin and wanted to get some Ethereum. I bought some Bitcoin (luckily a small amount) and transferred it to the exchange. When I tried to convert it to ETH I was informed the min trade value is 0.01 BTC. I've got 0.002... BTC so now its stuck in limbo. I cannot withdraw either as they have a minimum withdrawal limit of 0.01BTC which I wasn't aware of.

I've written to their support for help and have been met with "that's our policy, sorry". So according to their thinking, I have to add 0.008 BTC to get my balance up to 0.01 BTC and then pay them for their wonderful service too before I can withdraw.

I'm glad I tested this with a small amount as part of the learning curve, but I'd still like to get my "Bitcents" back.

Any advice on how to get my currency out of there? I'd be grateful if anyone could assist me.
by Spreadsheet Ranger at Yesterday, 10:47 AM
It has emerged that the Federal Bureau of Investigation (FBI) has opened an investigation into the Gupta family related to cash flows between South Africa, Dubai and America.

The Financial Times also reports that British financial enforcement agencies are looking into links between HSBC and Standard and Chartered - and the South African-based Guptas.

The FBI's probe will focus on Ashish and Amol Gupta, who are US citizens. They are the nephews of Atul and Ajay Gupta.

It’s being reported that the FBI is investigating cash flows between South African Gupta-owned companies, Dubai and a company owned by Ashish and Amol in the United States.

Locally, the Hawks have told Parliament that the controversial family’s dealings form part of an investigation into state capture.

While there have been numerous leaks of compelling evidence against the family, there has been no outright attempt to prosecute them.

The Financial Times reports that transactions through HSBC and Standard and Chartered are being reviewed on suspicion that hundreds of millions of rand were laundered through Gupta-linked accounts.

Source: EWN
by Spreadsheet Ranger at Yesterday, 09:19 AM
Hello, I am looking for a Raspberry Pi 3 in Cape Town.

Any idea where I can buy it from? 

I need it today, so that is why I do not want to use or because they are all in that other country called JHB.
by YoungInvestor at 10-18-2017, 05:25 PM
Excited about these guys listing tomorrow.

Anyone taken up the IPO and been notified of their shares yet?
by Platinum Wealth at 10-16-2017, 10:31 PM
A new look, better dev tools, and up to twice the performance in key benchmarks.

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Don’t miss out — Firefox Quantum launches November 14, 2017.
by Platinum Wealth at 10-16-2017, 09:29 PM
Public Wi-Fi is growing in South Africa, despite radically different implementation strategies.

In Cape Town, policy is aimed at ensuring that the city owns the infrastructure while in Tshwane, the speed of roll-out is dependent on a “rental agreement”.

Here is the City of Cape Town’s Wi-Fi programme by the numbers:

- 206 hotspots

- 100MB free data allocation

- 30Mbps connection speed per user

- 608 000 unique users registered

- R10m annual budget

In Cape Town, officials have highlighted the need to own the deployment infrastructure.

“It is clear that the city’s chosen approach to enabling access to telecommunications services and the internet is financially sustainable for the long term and is not dependent on the survival of private sector organizations,” councilor Xanthea Limberg said in a statement.

The City of Tshwane’s Wi-Fi programme by the numbers:

- 780 hotspots

- 500MB free data allocation

- 15Mbps average connection speed

- 1.6 million users, 80 000 devices per day

- R180m annual budget

Tshwane has partnered with non-governmental organization Project Isizwe to deploy its Wi-Fi programme.

“Not only does Tshwane offer free Wi-Fi, but it also provides local uncapped video on demand: Wi-Fi TV - local news stories produced by local journalists,” Alan Knott-Craig jnr head of Project Isizwe told Fin24.

Mobile networks in South Africa are constrained in the rollout of high-speed networks by the lack of appropriate spectrum.

Wi-Fi, which operates in an unlicensed spectrum, has emerged as a convenient stop-gap for mobile broadband connectivity.

“Wi-Fi is a transformative technology that makes life convenient for some, but it is also the only affordable, high-performance broadband access technology for many South Africans,” said the Wireless Access Providers Association.

“The association, representing over 220 operators of Wi-Fi networks and technology companies, calls for government in SA to officially recognise Wi-Fi technology as ‘the third pillar’ of a national broadband strategy, as articulated in the National Broadband Policy,” Wapa added.

SA has a self-imposed deadline of 2020 for universal mobile broadband access and Wi-Fi is often used to facilitate internet connectivity at lower cost than comparable mobile networks.

“The more important application in a national context is the so-called ‘point to point’ or ‘point to multipoint’ Wi-Fi, as a low cost, reliable and high-performance last-mile or backhaul link. This is what most Wapa members use it for, to connect a home, school or small business to a base station located on a high-site over many kilometres,” said Wapa chair Tim Genders.

Tshwane and Cape Town may be the current leaders in the race to deploy Wi-Fi but the Ekurhuleni Metropolitan Municipality in 2015 launched an ambitious programme to connect 695 buildings.

Project Isizwe has also been given the mandate to replicate its Tshwane model in Port Elizabeth, Johannesburg and Mangaung.

“At the end of the day, it doesn’t matter to us who deploys free Wi-Fi, it only matters that it happens. The future of our country depends on unfettered and equal access to information,” said Knott-Craig.

Source: Fin24
by Platinum Wealth at 10-16-2017, 08:45 PM
5 ways you could lose your home besides not paying your bond

When times are tough and consumer budgets are under pressure we hear a lot about mortgage defaults and home repossessions, but failing to pay your home loan installments is actually only one of several ways you can cause your home to be attached and auctioned off.

Berry Everitt, CEO of the Chas Everitt International property group, says homeowners also need to avoid these five hazards:

1. Failing to pay your taxes
“Your local authority can go to court and get a debt judgment against you if you don’t pay your property rates, and although it is usually a last resort, SARS can also have your property attached if you don’t pay your income tax,” says Everitt.

“There are also hefty penalties for not paying tax, so even if you can reach an agreement to pay off the debt and prevent your home from being auctioned, it is likely to cost you a lot more than the original tax bill.”

What is more, you can’t escape your tax liabilities by selling your home. The municipality will most likely not issue a clearance certificate to finalise a transfer to a new owner unless all rates and service charges due by you have been paid. And SARS is entitled to take whatever percentage of the sale proceeds is required to pay off any outstanding income tax amounts.

2. Failing to pay your monthly sectional title levies or homeowner’s association dues
“Legally, the body corporate of your sectional title complex or the HOA of your estate can have your unit attached and sold off to settle arrear levies, even if you have a bond on the property and have been paying your home loan instalments,” says Everitt.

“The bank will get any proceeds of the sale left after your levy arrears have been paid, and you will still be liable to pay any outstanding portion of the home loan.”

3. Applying for voluntary sequestration, otherwise known as filing for bankruptcy
If your home is registered in your name, it will be considered as an asset in your insolvent estate, and the trustees appointed by the court will be obliged to sell it to try to realise at least the amount outstanding on your home loan or, if you don’t have a loan, to settle some of your other debts.

4. Engaging in illegal activities
Under South African law (Chapter 6 of the Prevention of Organised Crime Act), the National Public Prosecutor can apply for any property used in the commission of a crime, or believed to have been purchased with the proceeds of crime, to be attached and forfeited to the State.

5. Standing surety for someone else’s debt, or for the debts of a business
“If the other person or the business defaults in such cases, the creditors will be entitled to come after you personally, or attach your private assets to settle the debts, and there is a very real possibility of losing your home,” says Everitt. “You should therefore be very wary of ever acting as surety for anyone else, even your own children or parents.”

Source: Property24
by Spreadsheet Ranger at 10-16-2017, 01:38 PM
This month retail advertising was under the spotlight at the Financial Mail AdForum, in association with Ornico. A series of print, radio and television adverts from the retail industry were critiqued by a panel consisting of Havas CEO Lynn Madeley, Joe Public’s Xolisa Dyeshana, TBWA’s Sean Donovan and Ornico’s Mongezi Mtati.

The first ad on the agenda was a television spot from Checkers featuring Gordon and Matilda Ramsay. The commercial opened with the statement that many parents felt guilty about what they fed their children. The panel agreed that Gordon Ramsay was a good fit with the brand. Healthy, compelling, authentic work, said Dyeshana. Mtati, however, pointed out that for consumers who did not know who he was, the ad would mean nothing. Donovan said the ad worked because Checkers was trying to move up in terms of quality and LSM appeal, in its advertising as well as its new store formats, which showed delivery on brand promise.

The panel deemed a Clicks print ad for the Clicks ClubCard too busy – an impediment to clear communication, Donovan noted. Too many icons and too many messages, and the ad did not explain what the Clicks card did.

CNA’s television advert for Father’s Day received a lambasting from the panel. Madeley said the ad was depressing in terms of how hard it tried while still missing the mark. She added that the ad was typical of the work of marketers who had a shotgun approach and a strategy that was still very much above the line with other media bolted on at the end, and a fractured result. Donovan pointed that you should not start a conversational engagement and then interrupt it with a hard sell.

A print advert from Game was viewed favorably by the panel – on-brand and exactly the type of broadsheet advertising one would expect from Game. But when a typo was pointed out by a member of the audience, it was noted that such a mistake could diminish brand currency. It was also noted that the communication about Game store cards should perhaps have been left out and handled in a separate piece of communication.

There’s no mistaking the voice of radio ad personality Luci Hirsch for those familiar with it. Madeley commented that though you may laugh at her, a Hirsch advert was always recognizable. However, the panel pointed out that a single product and single price worked best on radio – and this ad had so much going on that it was impossible to remember anything except the voice. Mtati argued that while FNB’s “Steve” adverts were as memorable in terms of the voice and character, their messaging was sticky, whereas in this case, the advertising is not memorable.

Makro’s television advert “Big on life” was not a favorite with the judges, who argued against the premise that Makro could make life successful, as the ad proposed. Both Madeley and Donovan initially thought the ad was for a financial services firm. The panel called the ad clichéd, and Dyeshana added that it was inauthentic.

A Pick n Pay advert was well received by the panel, particularly in terms of the soundtrack. This was evidence, Madeley said, of how important music was in an advert – it is all too often bolted on at the end and given little in terms of budget. Dyeshana commended King James on the advert and the agency’s retail methodology.

Then came a television advert for a beauty extravaganza run by Shoprite, which uses TV personality Pearl Modiadie as brand ambassador. Dyeshana was adamant that the ad worked, arguing that she was a style icon and the target market loved her. Mtati pointed out that Modiadie may not have been the right choice as she usually talked to a younger market, and Shoprite’s market was somewhat older. Madeley also mentioned that she thought the ad was for fashion as opposed to beauty products, and if one was not familiar with Pearl, the ad meant nothing. It led to some debate around using brand ambassadors authentically. Dyeshana liked the ad: just because people were poor did not mean one should communicate with them only about cheap products, he said, adding that he liked it that the ad celebrated beauty.

Spar’s TVC, made by TBWA, received positive feedback. The soundtrack was well received while Madeley made particular mention of the fact that a man was cooking, thus breaking traditional stereotypes. Mtati said story, narrative, product, and price were all in balance. The panel said the ad made consumers feel good about shopping at Spar.

The final ad of the morning was a radio spot for Woolworths. The panel agreed that the voice-over didn’t work, and nor did the complicated messaging. They also questioned why radio was used to communicate with cardholders, as the essence of the brand’s relationship with them indicated more depth and intimacy, and communication would have been better conducted on a one-on-one platform.

Source: Businesslive
by Spreadsheet Ranger at 10-16-2017, 09:18 AM
Add money to your Microsoft account with Bitcoin

Use Bitcoin to add money to your Microsoft account.

  1. Go to and sign in to your Microsoft account. 
  2. Under Payment & billing, select Payment options.
  3. Select Redeem bitcoin, select the amount you want to add, then select Next. 
  4. Review the amount of Bitcoin needed and use your digital wallet to complete the transaction within 15 minutes. 
    • On your PC: select Open in wallet and pay from your Bitcoin wallet on the same device. 
    • On your phone: scan the QR code on the page to pay from your mobile wallet app. 
    • If your wallet is on another device, you can copy the receiving address and BTC amount to the wallet on your device or the web and then make your purchase. 
The fine print 
  • When you redeem Bitcoin to deposit funds into your Microsoft account, you can use it to purchase games, movies, and apps in the Windows and Xbox stores.  You cannot use these funds to purchase items in the Microsoft online store.
  • Money added to your Microsoft account using Bitcoin can't be refunded. 
  • You can't use money in your Microsoft account to buy gift cards.
  • Most Bitcoin transactions should process immediately. If it doesn't, please wait up to two hours for the transaction to complete before contacting support. 
  • Support for adding money to a Microsoft account with Bitcoin is not available in all countries and regions. 
  • If you believe that there was an error with your Bitcoin transaction, please contact Support. Make sure you have this info at hand before you contact us. 
    • Your refund receiving Bitcoin address 
    • Blockchain transaction ID/URL 
    • Transaction details including amount, date, sending address, and receiving address 
Please refer to your Bitcoin wallet help for any questions about getting this info. 

Article ID: 13942 - Last Review: 11 Aug 2017 - Revision: 17
Applies to
Microsoft account, Store

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