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Introducing the Platinum Wealth and EasyEquities TFSA Basket What is a Tax-Free Savings Account (TFSA) A Tax-Free Savings Account (TFSA) and a Tax-Free Investing Account (TFIA) is exactly as the name says, it offers you a means to save and invest without having to pay income tax, dividends tax or capital gains tax on the returns from these investments. The government introduced Tax-Free Investments as an incentive to encourage household savings. This incentive became available on 1 March 2015. How does a Tax-Free investment work? You can only contribute a maximum of