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How do I find out my credit score for free?
#1
In South Africa you can get a free credit score from the following websites:

Free Credit Report and Credit Score
XDS (The free report has scoring included):
http://www.credit4life.co.za/

Experian (The free report has scoring included as well.):
https://www.creditexpert.co.za/

Free credit report excluding scoring
Transunion (The report is free, but you have to pay for scoring.):
https://mytransunion.co.za/

Compuscan (The free report does not include scoring):
https://www.mycreditcheck.co.za/

Paid Credit Checks
You can go to any Checkers or Shoprite MoneyMarket counter or you can do it online:
http://www.kudough.co.za/shoprite_partner.aspx (This credit report checks XDS, Transunion and Experian and will cost R79)

For a paid credit report that uses all 4 the credit bureaus mentioned you can use the below link to buy it online for R99:
https://www.credithealth.co.za/complete-...report.htm

Your credit score is an amount that can range between 330 and 850, the higher the score, the less risk you represent to creditors. With an excellent score, there is more chance you will receive lower rates and special deals, while with a poor score there is a much greater chance that you will not qualify for credit or loans.

What is a good credit score in South Africa?
In South Africa, an ideal credit score is anything above 740.
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#2
Great post!

I have always wondered about this.

#3
Only one free check per year AFAIK

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#4
just tried with clearscore.co.za - I have never done one before. Got 680/705. Probably worth doing once in a while to make sure there are no issues with ID theft ect.

#5
(12-08-2017, 09:10 PM)MrBean Wrote: just tried with clearscore.co.za - I have never done one before. Got  680/705. Probably worth doing once in a while to make sure there are no issues with ID theft ect.

I like ClearScore. It's free and you get your credit record/score every month - not once a year like the others.






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